Buy a House with Cami Jones & Company
Buying your next house might seem like a daunting challenge, but with the help of Cami Jones & Company, the process will be much simpler.
If you are looking at new homes in Kansas City, relocating to the KC Metro, or looking to buy your first house, the Cami Jones & Company team has what you’re looking for. There is so much to understand when it comes to the buying process, and you’re likely going to need help to get through it all.
Whether you’re looking at big houses in Kansas City or you want to know how much closing costs are, we’ve got all the advice that home buyers need!
Important Steps When Buying a House
There are a number of steps that need to be taken when you’re buying a house. It’s important that you don’t try to skip any of them because it could impact the entire process.
One of our real estate agents will be more than happy to go through the process with you, but the basics are as follows.
First, you need to decide if you are actually ready to buy a home. It’s a huge commitment and a fairly long process, so you need to make sure that this is exactly what you want.
As soon as you’ve decided that you are ready, that’s when you need to think about how much you can afford. There are tools online that can help you do this if you’re not entirely comfortable with the financial side of the equation.
Once you know exactly what you can afford, you’re going to need to save for a down payment, closing costs, and whatever else you expect to pay upfront.
Check your credit score because lenders are going to want credit reports to ensure that you will be able to pay your monthly mortgage payment on time. You should also get pre-approved for a mortgage so that you know you can start looking at houses.
At Cami Jones & Company, we pride ourselves on getting to know our clients, so that we can provide exactly what they are looking for. We can help you with the house hunting portion of the process so that you can find your dream home.
When you find the home that you want to move into, you need to make an offer on it. Then a home inspection and appraisal are going to be necessary so you know whether you would like to move forward.
If there are any repairs that need completing, now is the time to ask for them to be done. You don’t want to have to shell out a whole load of money in the coming months simply because you didn’t ask the previous owner to fix them.
When this is done, you can do the final walkthrough and close on your new home! Move in, and you’ve got yourself a new place to live!
How Much Will It Cost You?
On average, home prices range from $200,000 to $300,000. When buying a property that is between these numbers, you should be looking at between $1,600 and $3,700 in closing costs.
You might need a conventional loan to cover this if you don’t have the funds to do so right now, seeing as you are buying a house and all!
Just make sure that you have got the money to pay for this because it is one of the most important parts of the process. You’re not going to be able to get your new home without paying the closing costs.
Don’t forget that you are also going to have to pay whatever percentage of the home was agreed upon for your down payment, as well as any fees to your real estate agent and lawyer.
It’s best if you ask them how much they charge before you get started as this is going to largely depend on what company you choose to handle your buying process.
Buying A New House?
As long as your credit report checks out and you can find a mortgage lender who is willing to loan you the money you need, you can buy any house that you want, even big houses in Kansas City.
If you know that you want to buy a new house rather than one that has been around for a long time, let us know and we will make sure that we only find you what you are looking for.
What Do You Need To Consider?
Buying a house is not something that you can just do on a whim. You need to know if there are any specific requirements that the home needs to meet.
You need to know how much space you are going to need so that you know whether to look at the big houses Kansas City has to offer or not.
We already mentioned thinking about price in terms of what you can afford and what you are willing to pay, but it’s worth mentioning again to stick to your budget here.
Speak to one of our experts to be sure that everyone is on the same page about what you are looking for when it comes to buying a home in Kansas City.
It’s a big decision to make, so you don’t want to rush it. Ensure you’ve got plenty of time to purchase the home because the process can be a long one.
Now, you should have at least some of the information that you need in order to buy your next home. Get in touch with us today at Cami Jones & Company to speak to one of our wonderful agents and get started. Buying a house has never been so simple!